Camera Troubles

I am the worst with cameras! My husband gave me one about 4 years ago and it was unusable within about a year. I received another one that lasted a few months. I then "borrowed" my daughter's, and now it won't work! (And digital cameras are not cheap.) So now I have to purchase a new one for myself, and for my daughter. I don't know what my problem is! I do drop them from time to time, but geez! I wasn't able to get any good pictures of my daughter's dance recital this weekend which bummed me out. And I need a camera to take product pictures for my web site. What to do. : )